Waiv recommends your best card at every checkout so you never leave rewards on the table
Shop at any online store
Detects merchant & recommends
Waiv picks the best card for every purchase — automatically
Experience smarter spending and larger rewards with AI driven optimization.
Stop googling which card is best. Waiv tells you instantly at checkout.
Our engine knows every card's reward structure and picks the one that earns you the most
Card details are encrypted locally on your device. Nothing is ever sent to our servers.
Chrome extension detects checkout pages automatically. iOS app for on-the-go recommendations. Dashboard to track it all.
Getting started with Waiv is simple. Follow these steps to begin optimizing your credit card rewards.
Select from 30+ major credit cards. Your details stay encrypted on your device.
Browse and shop like normal. Waiv detects when you reach checkout.
Waiv recommends your top card for that merchant.
The average household spends $6,000/mo on cards.* Most people leave thousands in rewards unclaimed.
*Based on active multi-card households
Dining, groceries, travel, gas, subscriptions — all optimized
Join the waitlist to get early access. We'll send you a referral code when your spot opens up.